Term
Life
Term life insurance policies are simple and affordable plans to protect your family should something happen to you. You choose your term and a large or small amount of coverage – all at a low cost. Certain stages of life come with greater financial burdens than others and term life insurance provides peace of mind when you need it most.
Coverage as low as
$13 a month
Term Life FAQ's
Meet Angela D.
At 28, Angela wants an affordable life insurance policy for this busy life stage.
Coverage: $50,000
Term: 20 years
Rate: $13/month
Meet Althea G.
Althea, a 36-year-old mom of two, can provide for her loved ones if she passes away.
Coverage: $150,000
Term: 15 years
Rate: $17/month
TERM LIFE INSURANCE
WHOLE LIFE INSURANCE
What is it?
Length
Affordability
Cash Value
Payment
Flexibility
Return of
Premium
Rider
Coverage for individual term periods
10, 15, 20, 25, or 30-year term
Plans start at less than $20/month (Based on age and health)
Yes if policy has cash value
Monthly, Quarterly, Semi Quarterly, or Annualy
Yes, if qualified for
Term life insurance is right for me.
Entire life - usually until the age of 100
Your whole life
Low monthly rates
(Based on age and health)
Yes
More flexibility given the cash value component of your policy.
Yes, if qualified for